Residential Title Services
Residential Title Services
Whether you are a first-time homebuyer or not, buying a piece of property in Louisiana is always exciting. But it is important to understand that the process can take time thanks to contracts, inspections, appraisals, and more that must take place. And then, of course, there is the title work.
At Bulldog Title Insurance Agency, we work with homebuyers to handle all title services for their real estate transactions. For instance, the title search is necessary to ensure that the seller has the right to sell the property - and to make sure that the title is completely free and clear of any encumbrances.
Once the title is deemed clear, we will offer homebuyers a title insurance policy to insure our findings. It doesn’t matter how thorough and detailed a title search is, there is always a chance that something was missed, such as undisclosed judgments, unknown claims to the property, fraudulent documents and forged deeds, erroneous recordings, and more.
As a title company, however, we don’t just stop at the title search. We will see you through the entire process by offering title settlement services. The result? You end up with nothing short of a smooth, hassle-free closing.
What is Title Insurance?
Simply stated, title insurance protects against any defects in title that may arise after you take ownership. Unlike car and health insurance which offer you protection against things that may happen in the future, title insurance protects you from events that took place in the past - before the property was transferred to you. Should any claims be made that could threaten your rights, your title insurance will handle them.
There are two main types of title insurance - an owner’s policy and a lender’s policy. An owner’s title insurance policy protects you, the owner of the property, whereas a lender’s policy protects the lender only.
At Bulldog Title Insurance Company, we know that you are faced with many expenses at closing so adding in a title insurance policy can seem like a lot. But we also know just how powerful having a title insurance policy can be should title issues arise in the future.
Should you have any questions or concerns about title insurance, we are here to help. It’s part of the residential title services we provide.
Residential Title Services in Louisiana
At Bulldog Title Insurance Agency, we are experts when it comes to residential title services. We have many years of experience and have handled many different scenarios in title work, from the most basic real estate transactions to the most complex - and everything in the between.
With service throughout all 64 parishes, you can rest easy knowing your title needs are being handled swiftly and professionally.